Aside from QLE you're not complete out of options when it comes to end of Open Enrollment. Did you know about Private Marketplace options? There are some plans that require to be healthy qualify and some that you can purchase right away to have some coverage outside of open enrollment. These plans tend to be more affordable than the Public Marketplace and not only that but the plans are available 365 days of the year, are PPO(meaning any doctor, any hospital, any state as long as they're in network), and they can start right away. Click the button below to learn more.